Ripple XRP Market Cap Overview
As of March 20, 2026, Ripple's XRP has a live market capitalization of approximately $88.8 billion USD, making it the 4th largest cryptocurrency by market cap, behind Bitcoin, Ethereum, and Tether. This metric is calculated by multiplying the current price ($1.45) by the circulating supply (61.2 billion XRP).
Key XRP Market Statistics
- Current Price: $1.45 USD
- Market Cap: ~$88.8 billion USD
- Market Cap Rank: #4
- 24h Trading Volume: ~$2.8 billion USD
- Circulating Supply: 61.23 billion XRP
- Total Supply: 99.99 billion XRP
- Max Supply: 100 billion XRP
- All-Time High: $3.84 (Dec 2024) / $3.66 (Jul 2025)
- All-Time Low: $0.002686
- Launch Date: September 26, 2012
XRP Supply Mechanics
XRP has a fixed maximum supply of 100 billion tokens, all issued at the XRP Ledger's inception in 2012. Ripple Labs received 80 billion XRP. Ripple subsequently placed 55 billion XRP into time-release escrow accounts, with up to 1 billion XRP released monthly. Any unused monthly allocation is returned to escrow, managing supply distribution over time.
XRP vs Bitcoin and Ethereum
Compared to Bitcoin's market cap of over $1.6 trillion and Ethereum's $220 billion, XRP's $88.8 billion market cap reflects its position as a major altcoin with significant institutional use cases. Unlike Bitcoin or Ethereum, the XRP Ledger uses a Federated Consensus mechanism with no mining, supporting transactions settling in 3-5 seconds for under $0.001.